This is my first full month of budgeting and tracking, so I’m making the most of it.
The personal care may puzzle you, but I ordered some stuff from my dear friend who is now an Avon lady. I buy my makeup pretty much all at once, and it lasts me the year. I’m running out of literally everything, so it’s time to stock up. The perks to this include great deals on makeup, and supporting her son, who is 5 months old. I’m getting tons of stuff I need for about $70, and I added another $15 to the budget because inevitably I’ll run out of deodorant or something, or need to get shampoo.
Also, I know I’m paying taxes, but my mom is giving me some money to offset that. Here’s the story: in order to get a refund in 2009, she wrote off all of my school expenses for university. That year, I ended up having to pay in $90. She offered to pay it, because if it wasn’t for her writing off my school stuff, I would’ve had a return (plus I had no income anyway). She sent in a cheque, but the CRA never cashed it. Therefore, the amount came off my 2010 return. When I realized I was paying in this year, she offered to give me $50 to go into my payment. Considering she owed it to me anyway (there is other stuff I paid for, feeding my siblings and such that I have never been reimbursed for), I obviously accepted.
I haven’t had a dentist appointment since 2008 (eek!), so I need to get that done on the 14th- my dentist is going to take one look at my teeth and know that I’ve been smoking for the past three years. I’m dreading that, because he’s been my dentist since I was 4 and is going to tan my hide. I need to get my eyes checked too, but I don’t have the energy for that this month, with the semester winding down- that’ll be a May expense.
- At least 20 no-spend days (This is easier than you’d think, I’ve already had two, soon to be three)
- No cigarettes period after Friday, April 6th
- Start thinking about opening an RRSP this summer
- Get through all my exams with minimal psychological scarring