More Money, A Different Attitude


Gertie’s got some lifestyle inflation problems.

Remember how I got promoted, but I thought I’d have to wait until January to find out what my raise would look like?

I was told a few days ago that starting from my next paycheque, I’ll have a 17% raise in income. That’s before taxes, but it still REALLY helps me breathe easier. It comes out to around $150 extra every two weeks after taxes, which will raise my comfort level considerably. My budget has been going pretty well, but of course everything always costs more than you think it will initially. I’ve had to take care of various expenses such as getting my eyes checked, the dentist, getting new contacts next week, my last pair of jeans dying a hero’s death, buying a Swiffer because our mop and broom weren’t cutting it with the dog hair, etc. These little things eat up a lot of what I’d be putting towards savings. At least it isn’t just going onto the credit card (well, it is, because I get air miles, but it’s paid off in full monthly). Unfortunately lately I’ve been learning that putting off expenses just leads to a lot of money being spent all at once- ick. From now on I’m going to attempt to take care of these little things as soon as they come to my attention.

I’ve really noticed a change in my attitude towards money since I became debt-free. I’m waiting on a cheque from my insurance company for their share of my optometrist bill, and they’re really taking their sweet time about getting my $75.00 back to me. Although I’d like to have it ASAP, I’m not depending on that money to survive. When I was in debt, I would’ve been on the phone with them everyday complaining about how long it’s taking. Now I’m able to cover these expenses and it’s not breaking my bank. This is a huge milestone for me, and I’m loving every second of it.

All I care about right now is not paying interest, and getting all of my loose ends under control so I can start fresh again. I’ve been so busy at work lately because I’m straddling both sides of the accounting department until we have time to hire someone new. I’ve also started school again, and my social media class has been pretty interesting. My homework for this week? I had to make a blog. It was the easiest assignment I’ve ever done in my life.

I have another update as well. Long-time readers might remember Jay, who I was dating earlier this year and broke up with in March. I’m really happy to be able to tell you guys that through some connections, Jay is now working full-time.  I’m so proud of him and I’m happy that he’s finally being given a chance to work- that’s all he’s ever asked for.

Jay’s been over at my place a lot since I moved because we’ve stayed extremely good friends over the past few months. I won’t pretend there aren’t still sparks; we still love each other and neither of us has had any desire to start up with someone new over the past 6 months. He has also stopped talking about how he needs to make more than his future wife, which was a concern for me. Right now we’re both trying to focus on our individual goals, and navigating a serious relationship would be a distraction at the moment. Maybe in a few months or a few years, when we’re established, we might get back together 100%. Or we might not. Who knows? That’s the beauty of being in your early 20s- you have the freedom to change your mind so easily.

How has everyone else been the past couple of weeks?

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9 responses to “More Money, A Different Attitude

  1. Good money news. Eventually I will leave my job because there are no raises and there is no room for growth. In fact, if you move into a supervisory position (rarely ever happens) you lose some amazing benefits. Can’t win!

  2. I know that place you are talking about where you aren’t stressed when a check might be coming. That’s such a wonderful space to be in. Congrats! 🙂 And I know how those stupid little expenses add up. ugh!

  3. Pingback: Link Love 9/28/12 | Budget & the Beach

  4. Congrats on the raise, lady! 17% will end up feeling like a lot more than it sounds, especially now that you’re debt free 🙂

  5. Michelle/Jefferson @ See Debt Run

    Oh yeah!.. 17% extra can make a world of difference.. Especially when you don’t have debt obligations to eat half your paycheck..

  6. Congrats on the raise! 17% is HUGE too! I am hoping for something close to that for next year but will have to wait and see.

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